If you work with self-employed borrowers, you already know the frustration they face when trying to qualify for a traditional mortgage. Even highly successful business owners often have trouble ...

Getting a mortgage is harder when you’re self-employed. That’s because lenders rely heavily on W-2 income and steady paychecks. Instead of pay stubs, you’ll need to show tax returns, bank statements ...

Deephaven Mortgage, a leading non-QM lender, has launched its Equity Advantage HELOC product to give its wholesale and correspondent partners a new competitive advantage in the surging second lien ...

For these borrowers, the program evaluates actual cash flow rather than tax-restricted paperwork—offering a smarter route to approval. Tax returns often understate self-employed income because of ...

Some exotic lenders don’t offer liar loans because of the inherent risk. Others want a tax preparer to provide the profit-and-loss and sign it. One lender told me the tax preparer must be the same tax ...

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