Many buyers can qualify for a conventional mortgage with as little as 3% down. On a $400,000 home, that's only $12,000.

Mortgage interest rates are on the decline again. Here's how buyers can get one close to 5% this month.

When you’re serious about buying a home, one of the first steps you should take is getting a mortgage preapproval. It’s a relatively quick process that involves a lender pulling your credit and ...

Low mortgage rates from the COVID era might still be attainable for homebuyers, if they find the right house and have the ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.15%. On a 20-year mortgage refinance, the ...

Getting a mortgage is harder when you’re self-employed. That’s because lenders rely heavily on W-2 income and steady paychecks. Instead of pay stubs, you’ll need to show tax returns, bank statements ...

Securing approval for a higher mortgage can open doors to your ideal home. But getting approved for a bigger loan amount isn’t random. Lenders follow a very structured process that considers your ...

Purchasing a home is a major milestone, but getting a mortgage can feel overwhelming, especially if you're a first-time homebuyer. Fortunately, military members and their families get access to some ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

To prepare for getting a mortgage, figure out what you can realistically afford, how much you’ll have saved for a down payment and if you need to improve your credit score before applying. Comparing ...