IRA vs CD — what's the difference and which one should you pick?

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the ...
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Best IRA CD rates for March 2026

If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...
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The savings game: Avoid early withdrawal penalties with CDs in your IRA account after you reach 73

A reader wrote to me recently regarding penalties he is facing with regard to required minimum distributions from his IRA ...