Vesting in your 401(k) plan means that you own it. While you already own the amount you personally deposit in your 401(k) plan, you don't own your employer's contributions to the account until you ...

Now, more than ever, investing is an important part of retirement planning. And one of your investment options as an employee might be a 401(k) plan. Participating employers offer 401(k)s for employee ...

If you're fortunate enough to have access to a 401(k) plan at work, chances are, you're also eligible for some free money, as well. That's because an estimated 92% of companies that offer 401(k)s are ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

When it comes to saving for retirement, 401(k) plans are a popular choice for both employers and employees. However, not all ...

Surveys and anecdotal evidence suggest plan sponsors are shortening their plan’s vesting periods, but there remains disagreement in the industry about whether vesting schedules may in fact disappear.

Understanding how 401(k) vesting works will help retirement savers make more informed decisions about an employer match.