it may also be considered when determining your interest rate. Because those with lower income and lower credit scores are seen as higher-risk borrowers, card issuers and other lenders will be ...

I f you're carrying a credit card balance from month to month, you may be surprised to see exactly how much of your monthly ...

The Federal Reserve kept rates unchanged at the end of its June meeting. The central bank's interest rate decision on ...

Here's how to go about lowering your interest rate, so you have a better shot of getting on top of your credit card debt. Preparation is key to any successful negotiation. Begin by gathering ...

Interest rates for credit cards to mortgages have jumped since the Fed began fighting inflation in 2022. Here's where experts ...

If you want to ask your credit card issuer for a lower interest rate, gather info about your credit score, payment history and competing credit card offers before you call. If your credit card ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.

It’s important to know that you can lower your credit card interest rates, no matter the reason you want to do so. So, whether you’re trying to get the balance on your credit card paid down faster, ...

During a time of rising rates, you might think it's impossible to get a lower interest rate on your credit card. It's certainly more difficult to get a lower credit card interest rate, but it's ...

Fortunately, you may be able to combat this by simply calling your credit card issuer and negotiating a lower rate. While it's possible that your request may be declined, there are other options ...

Emily is a freelance personal finance journalist and contributor to Newsweek. Her other publications include U.S. News & World Report, Forbes Advisor, USA Today and Buy Side from the Wall Street ...

If you’d like to lower your existing credit card’s interest rate, you have the option of calling your credit card issuer and asking for a lower APR. The chances of your request being granted ...