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Best banks for CD rates for January 2026

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

Best CD Rates Today, Jan. 8, 2026: Top Offers Near 4.27% Are Disappearing Fast

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further ...