The 2008 financial crash, also called the Global Financial Crisis, began with the collapse of the U.S. housing market. Banks had issued high-risk mortgage loans and packaged them into complex financial products, which lost value when homeowners defaulted, triggering widespread financial instability. Major institutions like Lehman Brothers collapsed, while others required government bailouts to survive. The crisis led to a global recession, massive job losses, and tightened credit markets. It pro
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