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UBL’s profits are feeling the squeeze, but its nine-month performance tells a different story. In 3QCY26, United Bank Limited (UBL) posted EPS of PKR 12.24, down 18.2% QoQ and 13.3% YoY, while declaring a dividend of PKR 8 per share. Net interest income rose 3.3% QoQ to PKR 93.31 billion, but realised gains on securities plunged 56.8% to PKR 5.53 billion. Administrative expenses also climbed 12.6% QoQ to PKR 52.77 billion. Despite the quarterly slowdown, 9MCY26 EPS grew 15.7% YoY to PKR 46.50, w
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