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1:01
YouTube
Thomas Jones Homes | Charleston Realtor®
What is Underwriting?
Let me break down what actually happens during underwriting... The lender assigns an UNDERWRITER to verify THREE things: 1. CAN YOU AFFORD THIS? - Your income - Your employment - Your debt load 2. WILL YOU ACTUALLY PAY? - Your credit history - Past financial commitments - Financial responsibility 3. IS THE HOUSE WORTH IT? - Appraisal inspection ...
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